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Harley-Davidson® motorcycles are a powerful symbol of freedom, independence and style. Whether you ride an animal or motorcycle, you’re sure to feel like a different kind of rider on the open road. But with all of the excitement comes responsibility when it comes to protecting your investment and getting the right coverage for your bike. In this article, we’ll take a look at everything from finding out if you’re eligible for one of our special programs to what’s included in your motorcycle insurance policy so that you can make sure that no matter where life takes us—or your bike—you’re always covered!
Having a Harley-Davidson® motorcycle is a reason to celebrate.
If you’re looking for a reason to celebrate, look no further than the fact that Harley-Davidson® is one of the most iconic brands in the world. For over 100 years, they have been producing some of the best motorcycles on earth. They are known for their quality and style, their performance and heritage—and now, with their latest release of Softail Slims, it looks like they’re going to add another reason to celebrate: Insurance coverage!
Because they make such incredible products, everyone wants to know how much insurance costs on these bikes? Well here’s what we found out at our local dealer: If a rider has purchased either an FX or FLHX model over $10K new then there will be no additional premium required beyond the basic insurance package provided by Harley-Davidson® Motor Company itself (which includes Collision Damage Waiver). However if buying used then there may be additional charges depending upon where you live but generally speaking anywhere from $400-$800 per year could apply depending upon where exactly within North America these bikes were sold originally despite being made overseas.”
Getting the right Harley-Davidson® motorcycle insurance just makes sense.
Harley-Davidson® motorcycle insurance is important. It’s a good investment, and it can save you money.
Harley-Davidson® motorcycle insurance is a key part of owning a Harley-Davidson® motorcycle. Whether you’re looking for high coverage or low coverage, we have the right policy for your needs. We offer multiple levels of coverages for all models and make sure our prices are competitive with other companies in our industry—so get the best deal possible by shopping around today!
Find out if you’re eligible for one of our special programs.
If you’re eligible for one of our special programs, you’ll receive a discount. Discounts vary depending on the program and can be applied to your premium, or used as a credit toward your deductible.
For example:
- Harley-Davidson Riders Club – $100 off your annual membership fee (new customers only)
- Freedom Rider Program – $500 off the purchase price of an eligible motorcycle if purchased between January 1st and April 30th (new customers only).
What’s included in your motorcycle insurance?
- What’s included in your motorcycle insurance?
Your motorcycle insurance policy will cover you for any damages to the bike and its parts, as well as medical expenses if you’re injured on the road. It also covers theft of your bike, which means that someone else can’t take it away from you by force. Some policies even come with theft protection and replacement value coverage to help pay for damaged frames, engines and more.
- What’s not covered by a motorcycle insurance policy?
If there’s damage caused by an accident or collision with another vehicle (called “collision”), then this is considered “third party” coverage—and most policies don’t cover third-party damage at all! So if one driver hits another car going at 65 mph into his rearview mirror while he’s stopped at a red light on his big Harley Davidson Fat Boy… well… sorry guy next door!
Protecting your bike and yourself with the right coverage options.
When it comes to protecting your bike and yourself, there are many different options available. Here’s a breakdown of some of the most common coverage types:
- Liability coverage: This covers you in case someone is injured or killed while riding your bike. It also covers damage caused by an accident, even if the other driver didn’t have insurance.
- Collision coverage: This protects against damage to your vehicle from another vehicle that hits yours on the road or highway (if you’re involved in a crash).
- Comprehensive coverage: If something happens to your bike during its lifetime—like theft or vandalism—this type of insurance will help cover costs associated with repairs and replacements like parts and labor costs for damaged parts as well as seeing that all damages are paid for properly so no money goes missing later down the line when trying fix something wrong (and then having money taken out).
It’s important that everyone knows what kind of protection they need before purchasing anything; here at InsuranceQuotes we want everyone feeling confident about their choices when buying car insurance online today – so we’ve made sure there isn’t any confusion surrounding this topic!
You need a policy that covers all of your needs.
You need a policy that covers all of your needs.
- Liability coverage: The most common type of insurance for a vehicle is liability, which covers damage caused to another person or property in the event you’re at fault for an accident. This type of coverage is usually purchased by drivers who want to be protected from lawsuits if they cause injury or damage to another person or property while driving their car. It’s important that you have enough liability coverage on your policy so it can pay out any damages awarded against the insured party if there was an accident involving them (or their passengers).
- Comprehensive coverage: Comprehensive coverage offers additional protection beyond what other types of vehicle insurance covers but still falls within this category because its primary purpose is specifically focused on protecting your investment when something happens while driving around town on streets instead making sure every little thing stays safe throughout all kinds of weather conditions without worrying about paying too much money upfront just because someone might try stealing something away from underneath their hoods someday soon!
A mechanical breakdown isn’t a total loss when you have the right policy.
If your motorcycle is out of commission for more than 30 days, you can get a replacement motorcycle. This is also the case if you have been in an accident and your bike has been damaged.
You may be eligible for a rental car while your bike is being repaired or replaced. This way, you don’t have to worry about finding other transportation during this time period.
If things don’t go well and your mechanical breakdown costs more than what’s covered by insurance (usually up to $3,000), then Harley Davidson will give you an additional discount on future policies or even discounts on accessories such as helmets and jackets!
Protecting your investment with more than just a basic policy.
Harley-Davidson insurance is not just about protecting your bike, but also protecting your investment in it. If you own a Harley, you should take steps to ensure that you have enough coverage to protect both your bike and its value.
Many Harley owners purchase additional policies beyond the basic policy they get through their motorcycle club or dealer. These include:
- Liability insurance – This will cover any legal expenses related to an accident while riding on public roads or highways. It also covers liability if you’re injured in an accident caused by another driver who wasn’t insured under this policy (such as when someone trips over something on their lawn).
- Personal injury protection – This covers medical expenses related to serious injuries sustained during accidents on public roads or highways as well as lawsuits that arise from those injuries if they result from an accident caused by another driver who wasn’t insured under this policy (for example, one where someone trips over something on their lawn).
The basics of insuring your bike, while getting all of the discounts you deserve.
Harley-Davidson insurance is a complicated process, but we make it easy. We offer a variety of options to choose from, including:
- Comprehensive coverage for your bike and accessories
- Liability protection for you and others in the event of an accident
- Collision damage waiver (CDW) coverage-which pays out money on repairs to the bike if it’s damaged by another vehicle during an accident.
Being confident in your coverage means you can enjoy the ride.
Being confident in your coverage means you can enjoy the ride.
You’ll know that if something happens, you have the coverage to get back on track and keep riding. You won’t have to worry about whether or not your insurance will make it possible for you to repair or replace your bike. It just means being able to focus on what matters most: enjoying the moment and having fun with friends and family members along for the ride!
Getting the right Harley-Davidson® motorcycle insurance just makes sense
When you ride a Harley-Davidson® motorcycle, it’s important to understand that insurance is a necessity. While most people don’t think about it much, there are many reasons why having adequate coverage on your bike is important.
First and foremost, protecting your investment is important when you own an expensive piece of machinery like a Harley Davidson® motorcycle. The cost of purchasing one can add up quickly if they get damaged or stolen by thieves who don’t know how to drive them properly (or even worse). If something happens to prevent someone from using their bike for transportation but not as an investment tool then they may still be able to sell it at auction or through Craigslist if no one else wants it anymore after seeing what happened with other models sold recently due primarily because people became aware about how dangerous these machines could potentially become without proper maintenance being performed regularly over time.”
Conclusion
We hope that you’ve found this article helpful. If you have any questions about how to get the right motorcycle insurance for your Harley-Davidson® motorcycle, please contact us today and we will be happy to help!
Read more: Harley Davison Insurance Company
